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Welcome to The Chappell Team'sWilmington, Carolina Beach and Wrightsville Beach Real Estate Website

Welcome! Here You Can Find Great Information on Wilmington, Carolina Beach and Wrightsville Beach, North Carolina Real Estate 

Welcome to the Chappell Team website!! This web site contains not only our clients Real Estate Listing, but all active homes for sale in Wilmington, Wrightsville Beach, Carolina Beach, Kure Beach, Leland, Castle Hayne, Rocky Point and Hampstead. You can search our Featured Homes or Search all Local Homes For Sale. 

Need local real estate information? We've summarized much of what is important about the Wilmington, Carolina Beach and Wrightsville Beach real estate market in this site. 

Need expert advice? No web site, large or small, can take the place of a top real estate agent. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job. 

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR real estate agents. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. 

Buying and selling a home is one of the biggest events in your life. As top Wilmington, Carolina Beach and Wrightsville Beach real estate agents, we have the experience and track record you are looking for. Please let us help. 

- The Chappell Team 

 



School Reports in Wilmington, Carolina Beach and Wrightsville Beach, North Carolina
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Real Estate Tips
Financing Your Home >Mortgage Terms

New mortgage loan products offer a more complex selection of terms. Lenders now offer mortgages that are blends of short-term ARMs and 30-year fixed-rate loans with a lower fixed-rate of interest for a period of five, seven or ten years. Be sure that you understand what happens at the end of the initial term before you sign on the dotted line for such a loan.

Many of these loans revert to a 1-year adjustable rate loan at the end of the initial term and can be adjusted once a year based on an index tied to the cost of money. You should know how much over the index your rate will be set and the limit or cap on how much your payments can increase. A "balloon" note requires the entire balance to be paid to the lender after the initial period of the loan ends. Most of these loans require the lender to guarantee to refinance the note at that point if payments have been timely. The lender should spell out how the re-finance rate will be determined and what costs will be involved. These loans can help you buy a more expensive house than you could afford with a 30-year fixed rate mortgage, but be sure that you understand the terms and the potential risks.

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Real Estate Trivia
Q 
Where and when was the first motel introduced on the American commercial real estate scene?
A 
The first motel, appropriately named the "Motel Inn", opened in San Luis Obispo in 1925.
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The Chappell Team, REALTOR®, real estate agent and broker for Wilmington, Carolina Beach and Wrightsville Beach, North Carolina home listings, property and land for sale - NUMBER1EXPERT(tm)

The Chappell Team
Realty World-Cape Fear
1113-A Military Cutoff Road
Wilmington, NC 28405
910-256-3528
Fax: 910-344-0195
haroldchappell@NUMBER1EXPERT.com


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